Not In A Subdivision Homes under $500,000

Welcome to a hidden gem in the heart of Tennessee, where the charm of rural living meets modern convenience! Nestled in a serene setting, this area is not part of a subdivision, offering you the unique opportunity to embrace a lifestyle that celebrates space, privacy, and the beauty of nature. Here, you'll find homes that embody the essence of Southern living, with a variety of styles and designs that cater to diverse tastes.

With an impressive selection of homes available for under $500,000, this region is perfect for first-time buyers, families, or anyone looking for a peaceful retreat without breaking the bank. Imagine waking up to the sounds of nature, enjoying your morning coffee on a spacious porch, and having ample room for outdoor activities or gardening. The properties here offer generous lot sizes, allowing you to create your own personal oasis.

Conveniently located near essential amenities, schools, and recreational areas, this area provides the best of both worlds—tranquility and accessibility. Whether you're drawn to the rolling hills, the friendly community, or the potential for future growth, this is a place where dreams can flourish.

If you're ready to find your perfect home in Tennessee, explore the possibilities of living in a space that is not confined by subdivision rules, where you can truly make it your own. Discover the charm, affordability, and freedom that awaits you in this enchanting region today!

Newest Not In A Subdivision Homes under $500,000

$489,900

3 Beds ⋅ 2 Baths ⋅ 3634116 MLS ⋅ ACTIVE Status ⋅ 6.28 Acres ⋅ 38506 Zip Code

Beautiful log home situated on 6.28 private acres in Cookeville! This well-maintained 3-bedroom, 2-bath property features a scenic pond, eight-stall barn, and additional outbuildings. The home is in great overall condition and only needs minor cosmetic touch-ups. Enjoy peaceful country living with plenty of privacy, space, and endless possibilities. **Exceptional value for the acreage and amenities offered! Don't miss this opportunity!**

1680 Ben Mason Rd, Cookeville

$240,000

6 Beds ⋅ 3 Baths ⋅ 3627239 MLS ⋅ ACTIVE Status ⋅ 3 Acres ⋅ 37821 Zip Code

Rare opportunity to own 3.48 unrestricted acres with TWO homes in Newport! The main residence offers 2,424 SF, 6 bedrooms, and 3 baths providing abundant space for multigenerational living, The second home is partially finished with 1 bedroom and 1 bath, with an open floor plan. The main home is all-electric with an above-ground pool. With Two homes on unrestricted acreage offer flexibility for living or investment, with space and privacy. Some repairs and finishing work are needed.

656 Rock Hill Rd, Newport

$189,000

3 Beds ⋅ 2 Baths ⋅ 3303985 MLS ⋅ ACTIVE Status ⋅ 0.604 Acres ⋅ 37324 Zip Code

Move-in ready 2019 farmhouse-style manufactured home, 3BD/2BA, 1,280 sf on 0.604 acres in Decherd — 9 mi to Nissan, 18 mi to Arnold AFB. Permanent foundation with brick skirting. Stack-stone fireplace with blower, 8.5-ft ceilings, crown molding, hardwood-look flooring. Chef's kitchen: floor-to-ceiling Nutmeg cabinetry, center island with pendant lighting, farmhouse workstation sink, granite-look countertops, Whirlpool appliance suite (range, microwave, dishwasher, refrigerator with ice/water). Matching Whirlpool Cabrio washer/dryer — all included. Primary suite: large walk-in closet, garden tub, walk-in shower, linen tower. Two additional bedrooms with ceiling fans and crown molding. Hall bath with tub/shower. Barn door to spacious laundry/pantry. Curtains and blinds included. New 12x16 deck with solar lighting and flower planters, new septic system (inspected/approved Nov 2025), central HVAC, irrigated front beds, gravel driveway. Starlink 100 Mbps — equipment included. Smart home: Ring doorbell, interior camera, smart plugs — Alexa-controlled. Non-smoking, lightly occupied since 2021 — freshly painted, zero deferred maintenance. Financing: This home qualifies for VA and Freddie Mac conventional financing — portfolio loan options also available through local and specialty manufactured home lenders. 0% down financing may be available for qualified buyers. Seller will cooperate fully with lender requirements.

71 Henry Ln, Decherd

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

Not In A Subdivision Homes under $500,000

Newest Not In A Subdivision Homes under $500,000

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